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Old July 26th, 2016, 02:14 AM   #1
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Driving a car without proper documents

I was reading a blog about the consequences of driving a car without insurance. Here is the link Is It A Crime To Drive Without Car Insurance? | Kostman & Pyzer Barristers . Is it necessary to keep all original documents with us always? Or will we get some time to submit all those documents to avoid penalty and other charges?
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Old July 26th, 2016, 02:50 AM   #2
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In Nazi Germany and check point, show your papers. Most people are honest
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Old July 26th, 2016, 04:15 AM   #3
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Originally Posted by ryangraham View Post
I was reading a blog about the consequences of driving a car without insurance. Here is the link Is It A Crime To Drive Without Car Insurance? | Kostman & Pyzer Barristers . Is it necessary to keep all original documents with us always? Or will we get some time to submit all those documents to avoid penalty and other charges?
It is not a crime to drive without insurance in the US, but it is a requirement to register the vehicle with the local DMV with proof of insurance in order to get the vehicle registration and license plates. If the insurance lapses on the vehicle, and not renewed, it then becomes a violation of the requirement to have insurance for the registration which can be revoked by the DMV until you provide proof of insurance, and you can face a fine in the local jurisdiction where you are cited. Most insurers send you a pocket size card to keep with your vehicle registration in the vehicle, but with todays technology, proof of insurance can be done over a smart phone which most insurers now have apps for you to do that.
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Old July 26th, 2016, 05:24 AM   #4
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Originally Posted by skews13 View Post
It is not a crime to drive without insurance in the US, but it is a requirement to register the vehicle with the local DMV with proof of insurance in order to get the vehicle registration and license plates. If the insurance lapses on the vehicle, and not renewed, it then becomes a violation of the requirement to have insurance for the registration which can be revoked by the DMV until you provide proof of insurance, and you can face a fine in the local jurisdiction where you are cited. Most insurers send you a pocket size card to keep with your vehicle registration in the vehicle, but with todays technology, proof of insurance can be done over a smart phone which most insurers now have apps for you to do that.
Can't speak for the entire us, but it is against the law to drive a car on a public road w/o a mandated minimum amount of insurance in Missouri. I believe the minimum fine for 1st offense is $500.00. And you must have proof of insurance on you are in the car any time you are driving that car.
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Old July 26th, 2016, 05:44 AM   #5
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When I lived in Tennessee and Mississippi in the 1990's, I never bought car insurance because neither states required it if the driver was pulled over. Still wouldn't buy it if the state did not mandate it, but now the state mandates it, so if I live in America, I will have to buy insurance. If I am sober and driving correctly, I should never need insurance. I know this is bad, wrong and unethical. I don't really care. I never thought about it. I just wasnt going to spend money on fucking insurance, to me it is throwing money out the window.

Everyone hates insurance companies, and I hate them with a passion. I just find it to be criminal and there should be a better system. If two drivers get into a crack up on the road that doesn't hurt anybody, but a broken tail light or scrapes, people will go to a lot of lengths not to tell the insurance company so their rates won't go up, and of course, the insurance company loathes to pay out on their policies.

I wish America had a better public transportation system where people would not need a car to get where they are going. I live in China,mans not that China is so great, but I have not driven a car for over five years, and haven't driven a car more than ten minutes since 2008. Basically, most of you have driven a car more in a day than I have since 2001. Don't miss it one bit whatsoever. Buying the expensive ass car, paying the government extortion, insurance extortion, all the parts that can break, tires and shit, to be reliant on that car for my life, and my job. Expensive repairs. Here I am happy to take the bus, subway and cheap taxis. Not counting the airlines, I might spend $2,000 USD a year on public transport and that is a high guess, probably more on the range of $1500. Beats a $20,000 car, and thousands of dollars in repair.
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Old July 26th, 2016, 06:35 AM   #6
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Insurance is a scam for suckers. Not required in this country. I've never had it and never will. I'll take responsibility for my own actions, thanks, and if the other guy doesn't, well, all it takes here is a couple of KFC burgers paid to black gentlemen in balaclavas to break someones legs. Problem solved.
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Old July 26th, 2016, 09:48 AM   #7
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Originally Posted by The Edge Of Night View Post
Insurance is a scam for suckers. Not required in this country. I've never had it and never will. I'll take responsibility for my own actions, thanks, and if the other guy doesn't, well, all it takes here is a couple of KFC burgers paid to black gentlemen in balaclavas to break someones legs. Problem solved.
And you have enough cash on hand to pay for my car ?? You have enough cash to cover my week in the hospital after you t-bone my car ?? You're willing to pay my full salary for weeks, even months while I recover from the injuries you caused ??? You're that wealthy ?? Great !!! Then when I sue your ass for the usual pain and suffering you'll have plenty of assets for the courts to confiscate.

BTW many states now require you to have insurance. Driving without it is just stupid.
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Old July 26th, 2016, 10:00 AM   #8
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Originally Posted by skews13 View Post
It is not a crime to drive without insurance in the US, but it is a requirement to register the vehicle with the local DMV with proof of insurance in order to get the vehicle registration and license plates. If the insurance lapses on the vehicle, and not renewed, it then becomes a violation of the requirement to have insurance for the registration which can be revoked by the DMV until you provide proof of insurance, and you can face a fine in the local jurisdiction where you are cited. Most insurers send you a pocket size card to keep with your vehicle registration in the vehicle, but with todays technology, proof of insurance can be done over a smart phone which most insurers now have apps for you to do that.
The insurance scam works this way: Buy insurance monthly, paying with cash. Once the car is successfully registered, stop buying the insurance. Unless you are stopped, no one is the wiser. The last estimates I saw stated that 1 in 5 of the cars passing you in California are not insured.
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Old July 26th, 2016, 10:58 AM   #9
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No, because it'll inevitably be your fault for being a douchbag, I'll smash your head in even more and said it happened in the crash that YOU caused. You stupid yanks are always on your iphones and getting blowjobs from the nignog you just picked up on the corner so I'll happily smash your head in even further.
A) I haven't been at fault for an accident in well over 30 years, so chances of me causing the accident are pretty slim. B) If after you cause the accident, if you try to "smash my head" I'll just blow your fucking brains out because like 53 million other yanks, I have a carry permit and almost always have a weapon in the car.
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Last edited by BubbaJones; July 26th, 2016 at 12:15 PM.
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Old July 26th, 2016, 12:32 PM   #10
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Originally Posted by ryangraham View Post
I was reading a blog about the consequences of driving a car without insurance. Here is the link Is It A Crime To Drive Without Car Insurance? | Kostman & Pyzer Barristers . Is it necessary to keep all original documents with us always? Or will we get some time to submit all those documents to avoid penalty and other charges?
In The UK it is an offence to own a car which is parked on a public road without 3rd party insurance, let alone drive it.

ps: In the UK a driver is not required to carry any documentation with him, not even any form of ID, though police are able to check on the status of the vehicle through their online database.

Last edited by MichaelT; July 26th, 2016 at 12:39 PM.
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