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Old January 12th, 2015, 04:17 PM   #71
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I have to admit I was fortunate - my parents paid for undergrad school, and I went to grad school on fellowship. I got all degrees with no debt.

But, I know one helluva lot of my school chums were NOT that fortunate.
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Old January 12th, 2015, 04:43 PM   #72
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I have to admit I was fortunate - my parents paid for undergrad school, and I went to grad school on fellowship. I got all degrees with no debt.

But, I know one helluva lot of my school chums were NOT that fortunate.
I'd LOVE to see student loans rescinded if you graduate within the top one percentile...
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Old January 12th, 2015, 04:50 PM   #73
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I'd LOVE to see student loans rescinded if you graduate within the top one percentile...
Now THAT'S an idea that has merit!
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Old January 12th, 2015, 05:15 PM   #74
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Now THAT'S an idea that has merit!
Your use of the word "merit" says much, Tris. Hey...did you get your degrees "just because"...or did you work for it??? Julliard ain't no passing fancy or walk through the park...unless it's Central Park! Nah! You must have quite some satisfaction from it.

If you look at pretty much any job market you care to think of...those at the very top of their school game always/always/always get the best gigs......
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Old January 12th, 2015, 05:39 PM   #75
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Education does not only help increase the economic potential of the students with the best grades, it helps everybody. Most community college students don't have particularly good grades or else they'd be at a 4 year college, but on average, people with community college degrees increase your earnings by $126/week. That's $6,552/year or $262,080 for your lifetime if you work 40 years. That is far more than the cost of community college for 2 years.
Half the college grads out there can't find a job in their major. What good does it does it do to increase that ratio by flooding the market with grads that can't find a job? It decreases the value of the degree and sets up a situation where a degree is required to be a check out clerk at Wal-mart making minimum wage.
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Old January 12th, 2015, 05:45 PM   #76
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And I've heard that Harvard is $40,000/yr. That might explain the cost difference between Obama's free college plan, which is for one year, and the total student loan. But of course you want to avoid that at all costs.
The cost is over $60 thousand a year.
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Old January 12th, 2015, 05:48 PM   #77
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Half the college grads out there can't find a job in their major. What good does it does it do to increase that ratio by flooding the market with grads that can't find a job? It decreases the value of the degree and sets up a situation where a degree is required to be a check out clerk at Wal-mart making minimum wage.
If a proposed education is examined from the get go...there is always a job waiting. Liberal Arts won't cut it. Engineering degrees, do.
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Old January 12th, 2015, 09:29 PM   #78
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Now THAT'S an idea that has merit!
No I think if you take a loan you pay it off, It builds character...

And it teaches you the merit of being fiscally sound.

If a person cannot handle paying back student loans, they cannot handle their fiscal house if it is paid off for them.

This is why I give to charities, Because as I learn if I can manage giving, I can manage the 80-90% that I have left over after my giving is done.
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Old January 12th, 2015, 11:43 PM   #79
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Half the college grads out there can't find a job in their major. What good does it does it do to increase that ratio by flooding the market with grads that can't find a job? It decreases the value of the degree and sets up a situation where a degree is required to be a check out clerk at Wal-mart making minimum wage.
The idea that we should just basically give up on being a first world country and all go work at Walmart is not one I share.

The stats about getting jobs "in your major" or "that require a degree" and extremely misleading IMO. Most jobs have no corresponding major and most jobs don't officially requires a degree, but nonetheless, you're a lot more likely to get them with a degree regardless of your major.

Here is why everybody should get as much education as they can:


bls
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Old January 12th, 2015, 11:58 PM   #80
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No I think if you take a loan you pay it off, It builds character...

And it teaches you the merit of being fiscally sound.

If a person cannot handle paying back student loans, they cannot handle their fiscal house if it is paid off for them.

This is why I give to charities, Because as I learn if I can manage giving, I can manage the 80-90% that I have left over after my giving is done.
C'mon...that's a stretch. Look at it as a reverse sort of scholarship. Instead of getting it at the front end...you get it at the exit. This is probably even more fair for those really doing it tough, financially.

In any case, how does this teach anyone to be fiscally sound? Isn't it sound to graduate at the pinnacle of your class???

Sorry, matey...I can't agree....
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